Before you commit money, check the numbers yourself
EMI, DPS, FDR, Sanchayapatra and income-tax calculators that speak in Taka, local rules and plain language — so you can ask better questions before you decide.
What are you deciding today?
Start with the question, then open the right calculator.
No sign-up
Free to use
Local numbers
৳, lakh & crore
Built on rules
Rates & tax logic
Popular calculators
The tools people reach for most.
DPS Calculator
ডিপিএস ক্যালকুলেটর
Estimate the maturity and interest of a monthly Deposit Pension Scheme — or solve for the rate.
OpenInvestment Planner
বিনিয়োগ প্ল্যানার
Split a lump sum across FDR, Sanchayapatra, DPS and savings — see the after-tax profit of every slice and the whole plan.
OpenSanchayapatra Calculator
সঞ্চয়পত্র ক্যালকুলেটর
Returns, quarterly profit and source tax for all Bangladesh Sanchayapatra certificates.
OpenEMI & Bank Offer Checker
EMI ও ব্যাংক অফার চেকার
Check loan EMI, bank quotes, flat-rate offers, hidden charges and monthly pressure.
OpenIncome Tax Calculator
আয়কর ক্যালকুলেটর
Estimate yearly income tax using Bangladesh slabs, exemptions and the investment rebate.
OpenWhat does your salary mean for income tax?
Enter your monthly salary and see a small preview of your yearly tax, plus whether investment rebate could lower it.
Includes one festival bonus equal to one month. Assumes a general taxpayer in Dhaka/Chattogram.
Try it with your real salary.
The full calculator can later add bonus, other income, location, tax already deducted and exact eligible investments.
The questions people ask before they decide
Arthonitee is built around the money moments that show up in real Bangladeshi life: salary, savings, bank offers, source tax and loan pressure.
“The bank gives an EMI. Arthonitee shows the total cost.”
See monthly payment, total payable and interest before a loan feels affordable.
Check it now“A high rate is only half the story after tax and duty.”
Compare FDR, Sanchayapatra and savings returns by what you may actually keep.
Check it now“Salary is not the tax answer until allowance and rebate are counted.”
Estimate yearly income tax with Bangladesh slabs, salary allowance and investment rebate.
Check it nowCompare before you choose where to keep money
Compare a bank FDR against a 5-year Sanchayapatra for your exact amount — ranked by the real return you actually keep after tax.
Browse by category
A route map for common money questions: saving, borrowing, comparing, earning interest and filing tax.
View every calculatorSavings · সঞ্চয়
Plan recurring and fixed deposits like DPS and FDR.
Investment · বিনিয়োগ
Government schemes and instruments such as Sanchayapatra.
Loans & EMI · ঋণ ও কিস্তি
Work out installments, total cost and interest on loans.
Interest · সুদ / মুনাফা
Simple, compound and equivalent-rate calculations.
Tax · কর
Income tax and deductions from a Bangladesh perspective.
Made for Bangladesh
Not a global calculator template with Taka pasted on top. The product starts from local rules and local financial habits.
See the exact rates we useLocal money conventions
Taka formatting, lakh/crore grouping and bilingual labels are part of the product vocabulary.
Rules are dated and visible
Tax slabs, source tax and savings-product assumptions are kept close to the calculators that use them.
Bangladesh products first
Sanchayapatra, DPS, FDR and loans are treated as first-class local products, not generic examples.
Results explain the tradeoff
Each calculator points to the assumption, tax effect and practical next check behind the number.
Guides & explainers
Plain-language finance for Bangladesh.
How DPS is calculated — step by step, in plain words
Ever wondered how the bank turns your ৳5,000 a month into the maturity amount they promise? Here's the full DPS math — deposits, monthly interest, compounding, tax and excise duty — explained step by step for everyone.
5 min readBangladesh tax changes for 2026-27: what to re-check
Income tax slabs, salary deduction, investment rebate and minimum tax can change the number your calculator shows. Here is the practical checklist before filing or planning.
4 min readSanchayapatra after a budget: what actually changes?
Sanchayapatra returns depend on more than the headline profit rate. Source tax, investment limits, rebate treatment and purchase date all matter.
A personal money planning layer, built on the calculators first
The advisor will use the same local assumptions to help plan savings, compare products and explain tradeoffs around your goals.
Frequently asked questions
Is Arthonitee free?
Yes. All calculators are completely free to use and need no account or sign-up.
Are these calculations specific to Bangladesh?
Yes. Calculators use Bangladesh instruments and rules — Sanchayapatra, DPS, FDR, EMI and income tax — with ৳ and local conventions.
Is this financial advice?
No. Arthonitee gives estimates for general guidance. Rates and rules change, so always confirm the latest figures with your bank or National Savings before deciding.